How to Get the Best Out of Your Lupiya Loan

Lupiya
2 min readApr 29, 2021

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When you want to buy something, you press for the best deal available in the market. Getting a Lupiya loan is no different; you have the power to decide the terms that are convenient for you and your finances.

1.How long to borrow

You decide on a duration that works for you. We offer two flexible interest rates between 1–3 months and even lower rates between 4–12 months.

2. How often to pay

You choose from a flexible repayment option. Whether you get to make a repayment monthly or weekly depends on you and why you’re taking the loan. Repayment for personal and business loans are made monthly and weekly respectively.

3. How much to borrow

You decide on the amount that works for you. You tell us how much you can afford to borrow — we can go as high as K250,000.

4. How much it’ll cost you

You’ll get an affordable and convenient loan offer. We’ll provide you with all the details about our rates. We’ll provide you with a loan offer before you can make an application.

5. Your Credit Profile also has a role to play

Businesses want to know more about you and your financial behaviour before they trust you with money, besides banks and lending companies, some employers and insurance companies etc. may consider your credit profile/history to decide if they should offer you things like loans, credit cards, mortgages, insurance, etc.

They may also consider it when deciding loan terms e.g. rate and tenure.

The Lupiya Team

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Lupiya
Lupiya

Written by Lupiya

Lupiya is an award-winning fintech startup operating in Zambia

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